Traffic Tickets & Insurance Hikes

Traffic ticket

Traffic Tickets & Insurance Hikes in USA

To be given a traffic ticket can affect not only driving record very seriously but a vehicle insurance premium too. It depends on how serious your traffic violation is.

Minor speeding ticket can increase your premium by a few dollars; however, 3 tickets in 2 years will drastically raise your insurance monthly rate. If you ever drive under the influence, you can expect around 25% of the insurance rate to increase or even a suspension from your insurance company service. However, if you are given a speeding ticket and it is your first driver's violation, some insurance companies may forgive you the first offence.

Alternatively, as mentioned many times, you might have the option of participating in a traffic school course and then your insurance rate will not be influenced.

Traffic Tickets & Insurance Hikes in UK

See the chapter Speeding Ticket Fines.